Save on Dental Care by Using Your Insurance Before Year-End

Dental insurance is a valuable resource, but many people do not use it to its fullest potential. With most plans resetting on January 1st, the end of the year is your last chance to make the most of the benefits you have paid for all year long.

Annual Maximums

Most dental insurance plans set an annual maximum, which is the highest amount your insurance will pay for your dental care within a calendar year. If you have not reached your limit, those unused funds will disappear at the end of December. Scheduling treatments or completing procedures now ensures you are maximizing your coverage and reducing out-of-pocket expenses.

Deductibles

Your deductible is the amount you pay out-of-pocket before your insurance starts covering treatments. If you have already met your deductible for the year, now is the time to schedule any additional care you might need. Waiting until next year means you will likely have to meet a new deductible before insurance benefits kick in again.

Preventive Care

Many dental insurance plans cover preventive services like cleanings and exams at 100%. These services are often included in your plan’s benefits and do not count toward your annual maximum. If you have not had your biannual cleaning or exam yet, schedule it now to take advantage of these fully covered services.

Use Your Premiums Wisely

If you have been paying insurance premiums all year, why not ensure you are getting the full value of your investment? Skipping care means you are leaving money on the table—and missing out on the chance to maintain or improve your oral health.

Health Benefits of a Year-End Dental Visit

While the financial reasons for scheduling a dental visit are compelling, the health benefits are just as important. Regular dental care is essential to maintaining not only a healthy smile but also your overall well-being.

Preventing Dental Emergencies

Regular cleanings and exams remove plaque and tartar, which can lead to cavities and gum disease if left untreated. By addressing these issues early, you can prevent dental emergencies that might otherwise disrupt your holidays or the start of the new year.

Early Detection of Issues

A year-end dental visit gives us the opportunity to catch potential problems early. Small cavities, early-stage gum disease, or other oral health concerns can often be treated quickly and easily when identified early. Postponing care might lead to more extensive and costly treatments later.

Managing Ongoing Treatments

If you are in the middle of a treatment plan, such as orthodontics, dental implants, or periodontal therapy, a year-end visit allows us to check your progress and adjust your plan as needed. Completing stages of treatment before the new year might also help you maximize your current benefits.

Preparing for Holiday Indulgences

The holidays are filled with sugary treats and festive feasts, which can take a toll on your teeth. A professional cleaning can give you a fresh start and help protect your smile from the effects of holiday indulgences.

The Advantage of Scheduling Before January

Waiting until January to schedule a dental visit may seem tempting, but it often means competing for appointments during a busy season. Starting in January, many patients rush to use their renewed benefits, leading to crowded schedules at dental offices. Booking your appointment now ensures you get the care you need at a time that is convenient for you.

Additionally, scheduling your visit before the year’s end gives you peace of mind heading into the new year. You will know your oral health is in good shape, allowing you to focus on your goals and enjoy the year ahead without lingering dental concerns.

How We Can Help

At Stillwater Family Dental in Oak Park Heights, we are here to make your year-end dental visit as smooth and stress-free as possible. Whether you are due for a routine cleaning or need more extensive care, we are ready to help you maximize your benefits and prioritize your oral health. Here is what we can do:

• Thorough Exams: We will evaluate your teeth and gums for any signs of decay, gum disease, or other issues that require attention.
• Professional Cleanings: A cleaning removes plaque, tartar, and surface stains, leaving your teeth fresh and polished.
• Treatment Planning: If you need additional treatments, we will work with you to create a plan that fits your needs and ensures you use your remaining benefits wisely.
• Personalized Advice: We will provide tips and recommendations for maintaining your oral health during the holidays and beyond.

Tips for Maintaining Oral Health Through the Holidays

While a year-end dental visit is essential, taking care of your teeth during the holiday season is just as important. Here are some practical tips to keep your smile healthy:

• Limit Sugary Treats: Enjoy holiday sweets in moderation and rinse your mouth with water afterward to reduce sugar’s impact on your teeth.
• Stay Hydrated: Drinking water helps wash away food particles and keeps your mouth hydrated, which is especially important during colder months.
• Stick to Your Routine: Even during the busy holiday season, make time to brush twice daily and floss once a day to maintain your oral hygiene.
• Chew Sugar-Free Gum: Chewing gum after meals can help stimulate saliva production and clean your teeth when brushing is not possible.

Year-End Call to Action

Do not let your dental benefits go to waste! At Stillwater Family Dental in Oak Park Heights, we are here to help you make the most of your remaining insurance benefits and keep your smile healthy and bright. Whether you need a cleaning, an exam, or treatment for an ongoing issue, our team is ready to provide the care you need before the year ends.

Contact us today to schedule your appointment and ensure your oral health is in excellent shape as you head into the new year. Make your dental health a priority and let us help you start the new year with confidence and a healthy smile.